High Net Worth Divorce in Maryland: What to Expect

Divorce is always complex, but the presence of high net worth assets can make the process more complicated, and the stakes higher. 

Key Takeaways: 

• Maryland is an equitable distribution state, meaning that marital property will be divided fairly but not necessarily equally.
  

• Steps for high net worth divorce include valuing assets and looking for hidden assets.
  

• Your prenuptial or postnuptial agreement will also play a role in how your divorce plays out.

Disclaimer: This article is current as of May 2025 and all content is provided for informational purposes only. None of the information provided in this article, or elsewhere on this website, shall constitute or be construed as legal advice. For information specific to your individual circumstances, call us at (301) 781-7930 today. 

Getting divorced can be difficult in any circumstance, but when the individuals involved have a high net worth, the process becomes even more complex. When you are dealing with high value assets such as businesses, real estate holdings, investments, or fine art pieces, there are more steps that couples will have to observe in order to ensure that assets are being divided fairly. 

At Z Family Law, we are committed to creating new beginnings through divorce, supporting our clients through the process, and advising them on the steps to take to achieve their goals for the future. Our latest guide outlines what you need to know about the process of high net worth divorce in Maryland, since having the right information can help you protect your interests and successfully set up the next chapter of your life. Read on to discover more about the process of high net worth divorce and how it differs from typical divorce cases.

Understanding Maryland’s Equitable Distribution Laws

Maryland follows equitable distribution, meaning assets are divided fairly, but not necessarily equally. Factors that determine how assets are divided include: 

• The length of the marriage 
• Each spouse’s financial and non-financial contributions to the marriage 
• Future economic circumstances of each spouse
• The standard of the living established during the marriage
• The age and health of the spouses
• Any relevant fault that led to divorce

Maryland separates assets into marital and non-marital property. Marital property includes any assets acquired within the marriage with a few exceptions. Nonmarital property is individual property that was acquired before the marriage, as well as property such as inheritances, gifts, and exceptions outlined in pre- and post-nuptial agreements. 

It’s important to note that separate (non-marital) property can be converted if it is commingled with marital assets. The divorce process ensures that the distribution is fair, but it can be contested, especially when large or unique assets are involved, such as businesses or real estate holdings.

Identifying and Valuing Complex Assets
High net worth divorces often include a variety of complex assets like real estate, business interests, retirement accounts, and luxury items. Valuing these assets is an important aspect of high net worth divorce, but the process can be difficult and time-consuming. For example, a business may require a professional valuation, and investment portfolios may fluctuate with market changes. 

Engaging forensic accountants and specialists in appraisals is key to ensuring that assets are accurately valued. This step is crucial for a fair division of assets, especially when it comes to hidden or hard-to-value properties like family businesses or art collections.

Addressing Hidden Assets and Financial Transparency
When high value assets are at stake, there is a risk that spouses may attempt to hide funds through offshore accounts or by transferring assets to third parties. To combat the risk of hidden assets, forensic accountants are often hired to trace financial transactions and uncover hidden wealth. Their methods include steps such as: 

• Scrutinizing tax returns, financial statements, and lifestyle expenditures to reveal discrepancies
• Tracing unusual transactions to see if assets are being moved around
• Performing business valuations
• Looking for shell companies that might hide assets
• And more!

Concealing assets can lead to severe legal consequences, including unfavorable asset division and contempt of court charges. 

Determining Alimony and Spousal Support
In high net worth divorces, alimony may be a significant consideration. Maryland allows for various types of spousal support: 

• Pendente lite (temporary)
• Rehabilitative (for education or job training)
• Indefinite (long-term support)

Courts take into account the standard of living during the marriage, the duration of the union, and the financial needs of the spouse seeking support. High net worth individuals are often concerned about spousal support; however, the court’s goal is to ensure fairness, not punitive measures.

The Role of Prenuptial and Postnuptial Agreements
A prenuptial or postnuptial agreement is a great tool for simplifying a high net worth divorce by clearly outlining the distribution of assets and spousal support terms. Maryland enforces these agreements if they meet legal requirements, such as full disclosure and fairness at the time of signing. 

It’s important to keep in mind that, while these agreements can help avoid disputes, they may be challenged in court if deemed “unconscionable”. For example, a prenuptial or postnuptial agreement cannot outline stipulations that eliminate spousal support and would leave one spouse broke while the other continues to live a wealthy lifestyle. As another example, you can’t include stipulations that try to exert control over aspects of your spouse such as aging. Most importantly, prenuptial agreements cannot waive child support obligations or impose custody arrangements, since these obligations ensure that the children’s well-being remains a priority.

The Divorce Process Timeline
High net worth divorces often take longer to resolve due to the complexity of asset valuation, discovery, and potential disagreements over distribution. On average, such divorces in Maryland may last 18 to 24 months, depending on the level of cooperation between parties and the intricacy of the assets involved. The process typically involves filing the complaint, discovery (where documents are exchanged), mediation or settlement discussions, and possibly a trial if the parties cannot reach an agreement. Patience and thoroughness are key during this time.

Z Family Law Can Help You Through Your High Net Worth Divorce

When you are going through a high net worth divorce, the process can be complex, but taking the time to understand how everything works–as well as engaging experienced professionals–can help ensure a fair resolution. At Z Family Law, we provide compassionate divorce support so that our clients can understand their options and make the choices that are right for their future and the preservation of their financial interests.

Whether it's dividing significant assets, addressing spousal support, or navigating child custody, Z Family Law can help you develop strategies to protect yourself. If you're facing a high net worth divorce, reach out to schedule a free confidential case evaluation and learn more about how we can help you take the first steps into your next life chapter.